What You Need to Know About Loan Rates

Online mortgage rates provide an estimate of what you might expect to get on a fixed or adjustable rate if you applied for a loan today. But they are just an estimate. We don’t publish rates, and here’s why.

Many factors go into the pricing of a loan, including credit score, type of property and transaction, and loan size, to name only a few. Before we can give you an accurate rate quote, we need to do a detailed analysis of your financial situation.

We know how disappointing it is to be given a rate estimate only to discover later that it doesn’t apply to your loan. We prefer to quote accurately up front, and we take the time with you to do so.

An initial consultation of less than 30 minutes gives us most of the information we need to give you a meaningful rate quote. This is the beginning of a relationship that ultimately will provide you with the best loan for your needs.